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Ghettodsm
Mon Oct 11th, 2010, 12:49 PM
Since the site crashed and erased all my p/ms I need to get the guys info again. It was in regards to full coverage on a sport bike. This was about 3-4 months ago. Hopefully you see this and send me a p/m with your details again. Or if anyone else thinks they can help, first time rider looking for full coverage on a 600cc sport bike. Thanks all!

Foolds
Mon Oct 11th, 2010, 01:49 PM
Call State Farm... /Thread My agents name is Brian Finan 303-457-1921

TinkerinWstuff
Mon Oct 11th, 2010, 02:09 PM
All State. Common, you haven't seen all the commercials where they crashed motorcycles? I'm $200/yr for full coverage on two 750's. I'm also in my mid 30s with no claims or tickets. Now /thread

Ghettodsm
Mon Oct 11th, 2010, 02:11 PM
Do you have just your motorcycle on it? My insurance only offers liability on motorcycles.

csmith
Mon Oct 11th, 2010, 02:11 PM
This'll be one of those "everyone likes something different" threads, but I second State Farm.

TinkerinWstuff
Mon Oct 11th, 2010, 02:12 PM
slow day - about time we got an opinionated thread started.

CYCLE_MONKEY
Mon Oct 11th, 2010, 02:14 PM
State Farm FTMFW.....

csmith
Mon Oct 11th, 2010, 02:15 PM
Touche. I'm currently paying around $90 a month through State Farm for two trucks and a bike.

Ghettodsm
Mon Oct 11th, 2010, 02:19 PM
That is cheap! If you don't mind me asking how old are you csmith?

UglyDogRacing
Mon Oct 11th, 2010, 02:20 PM
contact PROFLYER - http://www.cosportbikeclub.org/forums/member.php?u=4681

csmith
Mon Oct 11th, 2010, 02:23 PM
26. I also have renters insurance in there as well.

Ghettodsm
Mon Oct 11th, 2010, 02:26 PM
so 300 bucks a year, full coverage on a 09 honda 600rr (just using something that i know can be costly) . Not bad. I will ask PROFLYER as well. Thanks !

TinkerinWstuff
Mon Oct 11th, 2010, 02:29 PM
all "full coverage" is not equal. The differences usually come in the personal property maximum and personal injury coverage.

Ghettodsm
Mon Oct 11th, 2010, 02:32 PM
I think it was 30k for both. I just closed the page....

TinkerinWstuff
Mon Oct 11th, 2010, 02:36 PM
$30k would barely cover the helicopter ride from peak to peak highway to the trauma center, let alone whatever treatment you need after that. Pretty sure mine is $100k per individual.

Run one Hummer off the road and you've already exceeded your $30k max in personal property damage

Ghettodsm
Mon Oct 11th, 2010, 02:39 PM
excuse my ignorance, doesn't my primary care insurance cover that?

TinkerinWstuff
Mon Oct 11th, 2010, 02:43 PM
your primary care insurance doesn't cover your passenger or someone else you may be found guilty of injuring. Wreck another bike and that guy and/or his passenger needs to be airlifted - you're paying the bill.

TinkerinWstuff
Mon Oct 11th, 2010, 02:46 PM
I'm no insurance expert, just play one on the interwebz. But it's important to discuss with your agent when shopping rather than just look at the lowest monthly price.

Ghettodsm
Mon Oct 11th, 2010, 02:55 PM
agreed, thanks for that bit of insight. Well I sent a p/m to PROFLYER and will call a couple more when I get off work.

csmith
Mon Oct 11th, 2010, 02:58 PM
Watch out for All State, they have Mayhem. You don't want Mayhem.

TinkerinWstuff
Mon Oct 11th, 2010, 03:00 PM
those commercials are awesome!

Ghettodsm
Mon Oct 11th, 2010, 03:01 PM
It is everywhere, lol "I'm a hot babe jogging"

csmith
Mon Oct 11th, 2010, 03:07 PM
"I'm a wild deer, and I'm out here eating leaves and what-not." Priceless.

http://www.youtube.com/watch?v=5OH_gUt4Oww

TinkerinWstuff
Mon Oct 11th, 2010, 03:17 PM
It is everywhere, lol "I'm a hot babe jogging"

I once rearended a mini-van while distracted by a hot chick.

Then in my young ignorance, I wrote the check rather than have them file a claim not realizing what liability I opened myself up to. Fortunately, everything worked out.

dam hot chicks

:leghump:

Ghettodsm
Mon Oct 11th, 2010, 03:29 PM
hahaha awesome! Yeah I did the same when I was 15 on rollerblades staring at a girl in a bikini....i ran into a fence and then got chased by the owners dog lol. Good times!