I saw this and it just pissed me off.
I clicked on the link to see what I suspected was true, and here's the fine print:
*A monthly payment of $678.85 is based on the borrower making an interest-only payment on a $133,000 adjustable rate, 30-year mortgage loan with an initial interest rate of 6.125% (6.088% APR) and with 1.875 points due at closing.
That's the shit that got us into this financial mess in the first place, WTF!!!