man you've got issues Carl.
I think coldest i've ridden in was leaving the IBM Boulder campus one night around 1am after getting stuck at work much longer than I wanted to and having to go back to Golden on 93.. it was around 10-11* to be sure and by the time I got home I couldn't feel the front half of my legs. pretty sure it was not the smartest thing ive ever done.
no heated gear today but I'm also riding a R12RT so I got more fairing to hide behind... I usually make a trip down to the data center after getting in and stand behind one of our netapp racks for a few min to warm up