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Thread: Tell me about Credit Card Interest?

  1. #1
    Right-Wing Nut-Job DavidofColorado's Avatar
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    Tell me about Credit Card Interest?

    I know that when you owe them money they charge 20% interest and it hurts. But what about when you over pay the card and it has a plus balance on there? Will it collect interest for me?

  2. #2
    I'm pumped... Let's let the healing begin! Lifetime Supporter ~Barn~'s Avatar
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    Re: Tell me about Credit Card Interest?

    No... No it will not.

    If anything, they'll probably make you jump through hoops to get it returned to you, in hopes (read: pressure) of just getting you to use the card, and thus using the +balance.
    ~Brandon~
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  3. #3
    Senior Member BigE's Avatar
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    Re: Tell me about Credit Card Interest?

    , You have to request getting your overpayment back from them let alone thinking you're going to get any interest back. A credit card company is definitely not going to give you interest on anything.
    Eric
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  4. #4
    Geriatric Curmudgeon Lifetime Supporter Nick_Ninja's Avatar
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    Re: Tell me about Credit Card Interest?

    Credit Cards = White Man's Slavery
    "Its all about the motorbikes, always has been and always will be.". ~~ Ewan McGregor 2007

    "It's hard to play the blues when nuthin's really wrong."~~ ---- Joe Walsh 2012

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  5. #5
    Senior Member Snowman's Avatar
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    Re: Tell me about Credit Card Interest?

    Credit cards are legalized loan sharking.

    Name anyone else who can charge 30% interest, change the rules without telling you and charge fees they make up on the fly without them getting arrested.

    MRA Racer No.427

  6. #6
    I'm pumped... Let's let the healing begin! Lifetime Supporter ~Barn~'s Avatar
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    Re: Tell me about Credit Card Interest?

    The mafia.
    ~Brandon~
    Aprilia RSV 1000 R Factory - "Gemma"
    MV Agusta F3 800 - "Amy Lou"
    Rattan Fat Bear Plus - "Lynda"
    (720) 935-6438
    I rarely think of motorcycles without a little yearning. They are about moving, and humans, I think, yearn to move – it’s in our cells, in our desires. We quiet our babies with cyclic movement, and we quiet ourselves by going.
    Melissa Holbrook Pierson

  7. #7
    Senior Member BigE's Avatar
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    Re: Tell me about Credit Card Interest?

    Quote Originally Posted by Snowman View Post
    Credit cards are legalized loan sharking.

    Name anyone else who can charge 30% interest, change the rules without telling you and charge fees they make up on the fly without them getting arrested.
    Aint' that the truth!

    Quote Originally Posted by Barn
    The mafia.
    That too!
    Eric
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  8. #8
    AKA "Devaclis"
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    Re: Tell me about Credit Card Interest?

    Dude, I took out a loan for a good amount of money almost 2 years ago. when I paid it back I had to ask the lender to PLEASE let me pay some interest on the loan because they would not accept it. True Story!
    First rule of the internet: *bleep* you and everything you stand for. Second rule of the internet: FKZOR U AND RRYTHING U STND FR!

  9. #9
    Geriatric Curmudgeon Lifetime Supporter Nick_Ninja's Avatar
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    Re: Tell me about Credit Card Interest?

    Quote Originally Posted by Devaclis View Post
    Dude, I took out a loan for a good amount of money almost 2 years ago. when I paid it back I had to ask the lender to PLEASE let me pay some interest on the loan because they would not accept it. True Story!
    Yeah, but what do you have to show in liquid assets?




































    ** waits for tweaked response **
    "Its all about the motorbikes, always has been and always will be.". ~~ Ewan McGregor 2007

    "It's hard to play the blues when nuthin's really wrong."~~ ---- Joe Walsh 2012

    I.B.A. # 14748 124@X - YRMV

  10. #10
    Right-Wing Nut-Job DavidofColorado's Avatar
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    Re: Tell me about Credit Card Interest?

    Well damn. Maybe I should call them ask when they are going to pay their balance off. And I should charge them late charges? Nah, never work but it would be nice to get them back for once.

  11. #11
    AKA "Devaclis"
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    Re: Tell me about Credit Card Interest?

    haha I had nothing!!

    /fireball
    First rule of the internet: *bleep* you and everything you stand for. Second rule of the internet: FKZOR U AND RRYTHING U STND FR!

  12. #12
    Gold Member puckstr's Avatar
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    Re: Tell me about Credit Card Interest?

    Quote Originally Posted by Nick_Ninja View Post
    Credit Cards = White Man's Slavery

    Amen brother. I run cash only.
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  13. #13
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    Re: Tell me about Credit Card Interest?

    Quote Originally Posted by Devaclis View Post
    haha I had nothing!!

    /fireball
    FIREBALL!!! and I drank half that the last time I was at your house!!!
    I have a feel'n for Fireballs!!!
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