insurance rates

[niko303]

Does anyone have a company with low rates,,just shopping around and wow I dont think I can beat $900 a year .I have a sportbike so let me know thanks...

[sloridr]

Does anyone have a company with low rates,,just shopping around and wow I dont think I can beat $900 a year .I have a sportbike so let me know thanks...

Register it in Washington its free... They don't require insurance!!!
Let me call my sister she's an insurance agent. Then i'll give you a call with her number.

[JonnyD]

I've always used Lee Major (he's been with other companies, now independent and can check multiple companies). I think he rides a Harley so don't fault him, he's a great guy! I have a ticket on my record still, and my insurance through Progressive (from Lee) is $42/mo. I've also got full insurance, $500 deductible, and am still paying off the Superhawk. PM me if you want his info =)

[kalibra]

allstate = $20/month

[CougarKat]

I'm with state farm.... I'm 21 yrs old, sports bike...Only payin 15$ a month....

[Airreed]

USAA = $52 for six months...liability only

[CougarKat]

forgot to mention full coverage, comp and collision 500$ deductiable, uninsured motorist, tow package....

[Zach929rr]

search button ffs

http://www.cosportbikeclub.org/forum...insurance+rate
http://www.cosportbikeclub.org/forum...insurance+rate
http://www.cosportbikeclub.org/forum...insurance+rate
http://www.cosportbikeclub.org/forum...insurance+rate

[niko303]

I checked Progressive they want over 2000 bucks a year they are crazy..one other company is no better,,I have State Farm I pay 75 a month 500 ded full coverage thought I could do better,,I dont know,,american family they are around 1800 whats up with the rates ouch....

[XJ600s]

whats up with the rates ouch....

It's all about your driving record, age, bike and if you can believe it, credit history.

If you are under 25 and a male, insurance will be high on a sport bike.

If you ride a 1000cc sport bike and just got it a month ago, rates will be high.

If you have had a lot of speeding tickets/crashes, rates will be high.

And as far as the bike, if its a brand new bike (08/09) it will be a lot more expensive to insure than, say, an 05/06. I checked the rates for myself on the same bike (both VFR800 and a Daytona 675), comparing a 2000, 2004, 2006 and 2008. And if I had to choose, I would rather have the 00/04 and pay less in insurance than not be able to afford the insurance to ride the bike I really want.

So, care to provide details on those things?

[sloridr]

He's 67 been riding about 2 weeks just bought a brand new CBR 1000RR for his first bike. Can we say squid???

JUST KIDDING I DON'T KNOW!!! But it sounded good. Sorry George i couldn't help myself

[niko303]

You are a funny guy ,,I happen to know most if not all of the criteria regarding my motorcycle and why the rates are different at various companies,,I have had about 15 sportbikes through the years not a spring chicken either,,one ticket last three years thank god,,,and the rate was almost the same for my 02 cbr954 considered a liter bike as my 07 cbr 1000 so what is the deal,,,these places are crazy ..I know there has to be a cheap company perhaps out of state that has something to offer me...save some cash,,,,

[DavidofColorado]

State Farm PM me if you need a number.

[GrlRdr]

I pay $27/month for full coverage through State Farm with the HIGHEST limits available. Before I turned 25, it would have been ridiculously high so I waited another 6 months till I was 25.

[Foolds]

I pay $27/month for full coverage through State Farm with the HIGHEST limits available. Before I turned 25, it would have been ridiculously high so I waited another 6 months till I was 25.

You are over 25? =)

[niko303]

Yeah I am getting old it sucks,,,think my rates would be better I pay 75 a month through srtate farm full coverage 500 ded,you would think I could better...Gee in the late 90s I was paying only 25 a month what the hell..I keep reading from some of the other riders getting better rates than me,,dont get it....think I am going to check out allstate....I guess..

[XJ600s]

I happen to know most if not all of the criteria regarding my motorcycle and why the rates are different at various companies

If this means what I think it does (that you know why coverage costs a lot at differing companies) then why not post up what you are looking for. From what I have seen, you are looking for a $500 deductible (but on what, just collision?) and you have a 2007 CBR1k. Also, you have had one ticket in 3 years (assuming it was a minimal ticket and not a 10 pointer).