I would say you probably have and you didn't even know it. One ill-advised lane change by the lady in the family truckster and you are done. It only takes once regardless of what you think, your cocky attitude will not help you.
I enjoyed riding my dads Kawasaki Concours by his house in BFE Iowa, it is big enough I find myself taking it easy and the bike is comfortable enough you just kind of relax and take in the scenery, but not sure I would like riding this around Denver. I am trying to sell my 1098 and go without a street bike as I have put double the miles on my race bike this year.