You all know my bitching about not being able to find work!! I'm out of money at the end of this month, too.

A couple weeks ago my bank calls and says they can save me over $1,000/month if I want to refinance. I'm like, "hell yeah! and tell them Arapahoe values my house at only $201,000." They tell me it's no problem because they don't use county assessments, so my house will come in higher. I needed a value of $220,000 to re-fi. A week later the bank calls me back and says my house is only worth $190,000 because of the foreclosures in my neighborhood and I can't re-fi.

I haven't worked in almost two years and have never missed or been late on ANY of our bills!! My bank tells us that we are "Top 100" customers because of our history with them. Both our credit scores are over 700 and those assholes are going to base my situation on the assholes that didn't pay their bills!! That's bull shit!!

I've met with several people from the mortgage dept., raising hell that this isn't right. They look up my value again and come back with an even lower $182,000. I tell them that if they are going to base my situation on people who don't pay their bills, then I'm going to become one as well.

Anyway, here's the point. My bank gives me paper work to go to the county and get my value reduced for my property taxes. I was going to go down today, but on Saturday, we got a letter from the county stating they raised my value to $213,100. They base this value on sales that took place in April of 2009, two years ago. I can appeal, but can't use any sales data past June 30, 2010.

How can they do this? Fucking thieves!! More proof that the government isn't doing shit to fix a damn thing!!