Results 1 to 20 of 20

Thread: Superbike surcharge?

  1. #1
    Member bcwood's Avatar
    Join Date
    Apr 2009
    Location
    California
    Posts
    56

    Superbike surcharge?

    I looked at my insurance bill, and I've had my bike and policy for 3 years, and so I called my agent and he says "oh a Superbike surcharge". They just multiply the premium by 3... anyone hear of that?

    I have a Hayabusa, and only carry liability.

  2. #2
    Gold Member salsashark's Avatar
    Join Date
    Mar 2004
    Location
    The Malakalaka Balance Board of Trust
    Posts
    8,149

    Re: Superbike surcharge?

    Did he at least give you the courtesy of a reach around? Cause you're getting screwed...

    Do a search on this site, you'll find thread after thread regarding insurance rates and insurers.

    I've owned two busa cousins (CBR1100XX and ZX-14) and neither bike did I ever have a "superbike surcharge".
    Do not put off living the life you dream of. Next year may never come. If we are always waiting for something to change...
    Retirement, the kids to leave home, the weather or the economy, that's not living. That's waiting!
    Waiting will only leaves us with unrealized dreams and empty wishes.

  3. #3
    Member bcwood's Avatar
    Join Date
    Apr 2009
    Location
    California
    Posts
    56

    Re: Superbike surcharge?

    My agent is "checking on it" currently, so I don't have the final word. Another thing special is I moved to California last year, but I did let them know and they said it was fine to still carry this policy. I don't think my address change had anything to do with the extra overcharge, since the statement was mailed to my old CO address.

  4. #4
    Gold Member salsashark's Avatar
    Join Date
    Mar 2004
    Location
    The Malakalaka Balance Board of Trust
    Posts
    8,149

    Re: Superbike surcharge?

    Your agent should know that you are "checking on it" with other insurers as well.
    Do not put off living the life you dream of. Next year may never come. If we are always waiting for something to change...
    Retirement, the kids to leave home, the weather or the economy, that's not living. That's waiting!
    Waiting will only leaves us with unrealized dreams and empty wishes.

  5. #5
    Member bcwood's Avatar
    Join Date
    Apr 2009
    Location
    California
    Posts
    56

    Re: Superbike surcharge?

    Well put.

  6. #6
    Gold Member madvlad's Avatar
    Join Date
    Sep 2007
    Location
    St Petersburg, FL
    Posts
    10,363

    Re: Superbike surcharge?

    Sounds like you're getting bent over, that's bs. Never heard of that

  7. #7
    Member bcwood's Avatar
    Join Date
    Apr 2009
    Location
    California
    Posts
    56

    Re: Superbike surcharge?

    by the way, its American Family

  8. #8
    Member rfranks303's Avatar
    Join Date
    Apr 2011
    Location
    behind you!
    Posts
    468

    Angry Re: Superbike surcharge?

    303 469 1729 ask for zeke. I was paying 175 for a civic, gtp, and z71 with liberty mutual. Now with state farm its 95. I was paying 25 a month for liability on my zx7 and now I have full coverage for 18. I got the number off here but can't remember who it was that posted it.
    A good long ride can clear your mind, restore your faith and use up a lot of fuel.
    A good rider has balance, judgment, and good timing. So does a good lover.

  9. #9
    Senior Member
    Join Date
    Oct 2010
    Location
    Boulder
    Posts
    871

    Re: Superbike surcharge?

    I pay 200 a year through state farm for my bike.

  10. #10
    Senior Member
    Join Date
    Jan 2008
    Location
    The Ranch
    Posts
    1,503

    Re: Superbike surcharge?

    Quote Originally Posted by bcwood View Post
    by the way, its American Family
    they pulled that shit on me last year! they were charging me $28 a month full coverage on my 2009 R1 for 2 years and then one month it jumped to $162 a month! i called and cancelled everything i had with them.

  11. #11
    Board Newbie GIRLr6ider's Avatar
    Join Date
    Mar 2012
    Location
    Denver,CO
    Posts
    13

    Re: Superbike surcharge?

    by x3?!!

    ~2007 R6~

  12. #12
    Gold Member bulldog's Avatar
    Join Date
    Mar 2004
    Location
    Littleton, CO
    Posts
    8,611

    Re: Superbike surcharge?

    It is a ploy for sportbike riders to not be insured by them. They WANT you to cancel. I think it was Allstate that did that to me a few years back. Now on State Farm and they treat sportbike riders fairly by their driving history and not what bike they ride...switch and take your cars, house, life insurance, with you. They need to learn their lesson!!!!
    Bulldog's Motto: F*ck around and I'm going to bite you!!!

  13. #13
    Senior Member tecknojoe's Avatar
    Join Date
    Sep 2010
    Location
    Denver area
    Posts
    2,490

    Re: Superbike surcharge?

    [QUOTE=bcwood;655021]They just multiply the premium by 3QUOTE]

    What the fuck?
    #703

  14. #14
    Senior Member tecknojoe's Avatar
    Join Date
    Sep 2010
    Location
    Denver area
    Posts
    2,490

    Re: Superbike surcharge?

    Quote Originally Posted by bulldog View Post
    It is a ploy for sportbike riders to not be insured by them. They WANT you to cancel. I think it was Allstate that did that to me a few years back. Now on State Farm and they treat sportbike riders fairly by their driving history and not what bike they ride...switch and take your cars, house, life insurance, with you. They need to learn their lesson!!!!
    Yes a lot of companies will simply offer you insurance for say, $800 a month

    Thats their way of saying they dont want to insure you.
    #703

  15. #15
    Senior Member dragos13's Avatar
    Join Date
    Nov 2006
    Location
    Littleton
    Posts
    1,385

    Re: Superbike surcharge?

    Fuck American Family. They dropped my home owners insurance because I own pit bulls.

    +1 for State Farm. I switched to them and my rates on everything went down.
    Casey D

  16. #16
    Jenny's Pet Monkey Ghost's Avatar
    Join Date
    Sep 2006
    Location
    Frank's wettest dreams
    Posts
    5,113

    Re: Superbike surcharge?

    Call Jake, Cjake on here.
    Faster, faster, faster, until the thrill of speed overcomes the fear of death.
    ~Hunter S. Thompson



  17. #17
    Senior Member Ghosty's Avatar
    Join Date
    Jan 2012
    Location
    Thornton, CO.
    Posts
    3,626

    Re: Superbike surcharge?

    +1 for StateFarm. $20-$25/mo. for liter bikes for me, w/ $250 deduct. StateFarm goes by CC's, no separate black list for "superbikes". Your Busa would probably be around $30/mo. I'm guessing if you had my (clean) record, age, etc.
    .
    '08 Yamaha R1 (black), mostly stock. Past bikes: '98 VFR-800 (red), '01 CBR-929RR (white/red), '05 Yamaha R6 (white), '08 Yamaha R1 (blue).
    '94 Supra Turbo 6spd. (black), BUILT motor/head, CompTurbo CT43-xx, '69 Dodge Coronet SuperBee tribute, 440/520 SixPack stroker, auto.

  18. #18
    Member bcwood's Avatar
    Join Date
    Apr 2009
    Location
    California
    Posts
    56

    Re: Superbike surcharge?

    The rest of the story: Basically it was due to my record, so they invoked this special surcharge just for me :-) Question: Does your record follow you from state to state?

  19. #19

    Re: Superbike surcharge?

    Quote Originally Posted by bcwood View Post
    The rest of the story: Basically it was due to my record, so they invoked this special surcharge just for me :-) Question: Does your record follow you from state to state?
    Depends. If you get an out of state ticket in a state which is a member of the interstate compact, then that ticket will report to colorado, for colorado to assess points on.

    Ins. Co's poll the DMV of any state you had a license in.

    Don't think if you are sitting on offenses in California, which would approach your point limit in Colorado, and then surrender your Cali license for a Colorado license, that CO can show cause your license for subseqent points, which in the aggreate with your out of state points,would take your Colorado license based on out of state convictions incurred on a prior Cali license.
    Drama is a poor substitute for adventure. (c)2011

  20. #20
    Local jerk Yearly Supporter
    Join Date
    May 2011
    Location
    Lurking
    Posts
    6,403

    Re: Superbike surcharge?

    I have been with American Family for 12 years never had a problem, i think you guys have/had shitty agents.

Similar Threads

  1. 2012 ROAD RACING CALENDAR
    By sprtbkbabe in forum The Pros
    Replies: 17
    Last Post: Tue Feb 14th, 2012, 12:09 PM
  2. BMW superbike unveiled...
    By green_zx7r in forum The Pros
    Replies: 10
    Last Post: Fri Apr 18th, 2008, 08:20 AM
  3. 2008 AMA SUPERBIKE CHAMPIONSHIP SERIES
    By Matty in forum The Pros
    Replies: 2
    Last Post: Mon Nov 12th, 2007, 10:38 AM
  4. MRA Corner Crew AMA Superbike 20-22 May 2005
    By MRACornerCrew in forum The Pros
    Replies: 2
    Last Post: Wed May 11th, 2005, 08:02 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •