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Thread: Insurance Cards on Smart Phones?

  1. #1
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    Insurance Cards on Smart Phones?

    If you take a picture of the front and back of your proof of insurance card, can you show that to a police officer when you are pulled over?
    "6 pairs of kicks is my definition of 12 steps"

  2. #2
    Senior Member Moderator Jmetz's Avatar
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    Re: Insurance Cards on Smart Phones?

    There's an app for that. IME they take the information back to the car. I dunno about you, but I'm not terribly inclined to give an officer my phone to take back to their car and thumb through.
    I've got more flavor than a packet of macaroni.

  3. #3
    Senior Member Aaron's Avatar
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    Re: Insurance Cards on Smart Phones?

    Now every Officer is different, but personally I would accept that so long as it looks unaltered, ID's the vehicle by year/make/model/VIN, and is valid of course. I don't take Insurance back to my car on a traffic stop though, as all I'm looking for is to see if it's valid. But I'm also fairly progressive, I don't ask for Registration because I just pull it up in the car. It's quicker and easier.

    Now if it's on a traffic accident, you'd need to give me your phone as I have to copy a bunch of info from the card.

    I carry hard copies of insurance/registration with me. I put both in a ziplock Baggie, which I then Velcro to the underside of the rear seat/cover. When I'm stopped I just pull out the Baggie and hand it to the Officer, and I have the cards in there so the Baggie doesn't need to be opened.

  4. #4
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    Re: Insurance Cards on Smart Phones?

    I thought about the fact that I wouldn't want to give my phone to him to take back to the car. I guess I will just carry the card on me.
    "6 pairs of kicks is my definition of 12 steps"

  5. #5
    Senior Member Aaron's Avatar
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    Re: Insurance Cards on Smart Phones?

    And that's a decision that you have the right to make, but having been on the flip side, I've never done anything on somebody's phone beyond what I needed to. Mostly because I doubt anyone with anything I'd care about on their phone would willingly give it to me, so why waste my time looking? That, and I've got a job to do and get done, I don't really have time to read your text messages with your mistress.

  6. #6
    Gold Member madvlad's Avatar
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    Re: Insurance Cards on Smart Phones?

    Quote Originally Posted by Aaron View Post
    And that's a decision that you have the right to make, but having been on the flip side, I've never done anything on somebody's phone beyond what I needed to. Mostly because I doubt anyone with anything I'd care about on their phone would willingly give it to me, so why waste my time looking? That, and I've got a job to do and get done, I don't really have time to read your text messages with your mistress.
    '
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  7. #7

    Re: Insurance Cards on Smart Phones?

    I gave my paper to an officer once and it has just expired, I was going to pull it up on the phone through the insurance's website. She said that she only accept paper. But she let me go.
    Quote Originally Posted by Suki View Post
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  8. #8
    Senior Member Aaron's Avatar
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    Re: Insurance Cards on Smart Phones?

    Apparently I was mistaken, an electronic copy of your Insurance IS valid in Colorado, but the Officer can bring it back to their car to view it.

    The applicant for a motor vehicle registration shall provide the Department with the proof of insurance certificate or insurance identification card provided to the applicant by the applicant's insurer pursuant to section 10-4-604.5, C.R.S., or shall provide proof of insurance in such other media as listed below:

    • Electronic proof of insurance that is not otherwise available to the Department. This may be, but is not limited to, insurer provided electronic image/proof on applicant's cellular phone, lap top, or other portable type of electronic device.

  9. #9
    Senior Member Ghosty's Avatar
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    Re: Insurance Cards on Smart Phones?

    I just carry my three cards in my wallet. And one in each vehicle as well.
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  10. #10
    Senior Member DeeStylez's Avatar
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    Re: Insurance Cards on Smart Phones?

    Quote Originally Posted by Ghosty View Post
    I just carry my three cards in my wallet. And one in each vehicle as well.

    Same here. I must be old fashioned.

  11. #11
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    Re: Insurance Cards on Smart Phones?

    A co-founder got pulled over for speeding. He was asked for all the "jazz". The officer noticed all the plastic baggies (it was raining).. he laughed & said that will take a while as everything is in a plastic baggie. He then proceeded to start pulling out everything, which was in a "baggie"!!!!!

    The officer let him go cuz of this.
    PHX, AZ

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