Woo hoo! I'm doing it right!

When I took the MSF Basic Rider course, I had an old Harley Sportster, and it handled a lot differently than my current bike. The main thing I remember my instructor saying about braking was to never lay down your bike. As long as you still have wheels under you, you still have braking ability, and some measure of steering control. If someone turns left in front of you and there is not enough time/distance to swerve out of danger - get on the brakes, but don't lock them up. Stay on the brakes and ride all the way into the other vehicle. You may be able to slow down enough so you don't get hurt.

I have two friends who laid down their bikes when they got cut off. One of them ended up with a broken femur. The other ended up with a prosthetic leg.