Thinking about doing a used car loan with them as they have a good rate, anyone have any dealings with them? Thx!
Thinking about doing a used car loan with them as they have a good rate, anyone have any dealings with them? Thx!
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"...There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag. We have room for but one language here, and that is the English language...and we have room for but one sole loyalty and that is a loyalty to the American people."
-Theodore Roosevelt 1907
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Blu/Wht '01 Gixxer 1K, '91 KX500
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Tokin' SortaTalian
(Pronounced: Kind-A-Dago)
I can't speak for that credit union, but we use Westerra Credit Union and they are amazing! CU is the way to go vs a bank.
Erich-
2004 SV650S - 8K miles - SOLD
2003 SV1000S - 15K miles - My new love!
I deal with this a lot.
Never heard of those guys but...
Pentigan FCU has the best rates in the country for car loans if you have great credit. They go up to 100% LTV
Ent FCU (Colorado Springs) goes up to 125% and has very good rates as well.
"If not us, who? If not now, when?"
My Experian score was 727, even with the back child support showing as a "past due".Originally Posted by Clovis
I'm in Aurora, and work in Centennial, Premier was close, and the used loan rate was 3.04%, which is actually better than the Toyota financial rate I have now (3.29%).
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"...There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag. We have room for but one language here, and that is the English language...and we have room for but one sole loyalty and that is a loyalty to the American people."
-Theodore Roosevelt 1907
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Blu/Wht '01 Gixxer 1K, '91 KX500
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Tokin' SortaTalian
(Pronounced: Kind-A-Dago)
Penfed is 1.74% for 72 months (www.penfed.com) -- membership is free btw.
Ent is 2.9 for 60 months and 3.49 for 72 months but they allow up to 125% of the NADA retail value if you wanted to do cash out on the refinance. www.ent.com
"If not us, who? If not now, when?"
Hmmmm, are those numbers over prime, or total interest? I'll have to look into that, thanks!
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"...There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag. We have room for but one language here, and that is the English language...and we have room for but one sole loyalty and that is a loyalty to the American people."
-Theodore Roosevelt 1907
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Blu/Wht '01 Gixxer 1K, '91 KX500
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Tokin' SortaTalian
(Pronounced: Kind-A-Dago)
Hmmm, ENT seems pretty cool, and with the cash out deal this might be EXACTLY what I'm looking for. Get that bitch X off my back over some of these arrears.....
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"...There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag. We have room for but one language here, and that is the English language...and we have room for but one sole loyalty and that is a loyalty to the American people."
-Theodore Roosevelt 1907
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Blu/Wht '01 Gixxer 1K, '91 KX500
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Tokin' SortaTalian
(Pronounced: Kind-A-Dago)
No those are just the rates. Ent is great for banking and car loans, I've used them for 28 years. I would plug my own bank (great western bank) but mortgage loans are our strong point, not so much with car loans.
"If not us, who? If not now, when?"
I am with Clovis - Pentagon was always good to me... https://www.penfed.org/
I am not sure if they deal with the general public yet. If they do --they have great rates.
You have to join. No local branches but they lend in Colorado. Membership is free.
"If not us, who? If not now, when?"
+3 or whatever for pentagon. Awesome place to loan from.
2006 R1 "Raven"
did you guys have to get a credit check ran when you joined your CU? When I sold my Xterra in OK and opened a savings account so I had somewhere to cash the check, they made me run a credit score just for a savings account. Make any sense? But yeah, CU FTW
Present: 2006 GSXR 750 (black/yellow), 2006 Yamaha R6r (blue)
Sold: 2011 Ninja 250 (green/black), 2007 R6s (blue)
They seemed pretty cool. Premier wanted me to jump thru some hoops I wasn't comfortable with, but ENT seemed really cool. I might just do the cash out thing and pay off some shit hanging over me. Ok, so, I add another 3 years to my loan, but at a reduced rate and if it clears the other issues, it'll be worth it. Plus, it's a slightly better rate than what I have thru Toyota, so.
Thanks Clovis!
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"...There can be no divided allegiance here. Any man who says he is an American, but something else also, isn't an American at all. We have room for but one flag, the American flag. We have room for but one language here, and that is the English language...and we have room for but one sole loyalty and that is a loyalty to the American people."
-Theodore Roosevelt 1907
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Blu/Wht '01 Gixxer 1K, '91 KX500
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Tokin' SortaTalian
(Pronounced: Kind-A-Dago)
I'm a member of Premier Members CU, but only because I use to work for IBM. IBM EFCU became Premier, or Premier just absorbed the IBM CU. Their rates didn't seem that great to me. And they definitely don't do collector-car loans.
Just apply at different places and tell them to not do a "Hard Inquiry" that will tag your credit score. See if you can get a soft preliminary approval rate/quote. If this is possible.
.
'08 Yamaha R1 (black), mostly stock. Past bikes: '98 VFR-800 (red), '01 CBR-929RR (white/red), '05 Yamaha R6 (white), '08 Yamaha R1 (blue).
'94 Supra Turbo 6spd. (black), BUILT motor/head, CompTurbo CT43-xx, '69 Dodge Coronet SuperBee tribute, 440/520 SixPack stroker, auto.
Auto Loan = USAA -- 0.89% APR with discount
Last edited by Nick_Ninja; Fri May 17th, 2013 at 10:32 AM.
"Its all about the motorbikes, always has been and always will be.". ~~ Ewan McGregor 2007
"It's hard to play the blues when nuthin's really wrong."~~ ---- Joe Walsh 2012
I.B.A. # 14748 124@X - YRMV
There are other alternatives with better rates ....
Just go into your local bank and dress like this...
You will surely get truly remarkable service.
You'll get a LOCKED DOWN rate as wellThere are other alternatives with better rates ....
Just go into your local bank and dress like this...
You will surely get truly remarkable service.
"Its all about the motorbikes, always has been and always will be.". ~~ Ewan McGregor 2007
"It's hard to play the blues when nuthin's really wrong."~~ ---- Joe Walsh 2012
I.B.A. # 14748 124@X - YRMV
I did the new bike with ENT, wife has business account too with them. They seem cool, always helpful at my branch.
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