Nice...maybe it was the deep tissue massage then. Something was not covered and I was annoyed; did this like 3 months ago. Sorry I did not mean to say Aetna is not good, but it all comes down to checking what you will use them for; that is what I did and all the current things covered under UHC were not covered under Aetna, but Cigna covered them. Probably comes down to personal preference at that point.
Either way you have a great plan man! Ten years ago I also had no deductible but every year it has increased and I am at a $350 one now. Your company seems to actually care about their employees and that is rare.
A MIR is a totally different ballgame though because that machine does cost a lot to use; giant magnet that is expensive to run. What I meant is you go in for a shot and they bill insurance $120 when we all know that is a bit crazy; diabetics give themselves shots daily and is not that hard. So I just meant that was all passed on through the years till we got to this point. How do they say it "shit rolls downhill" so you better believe doctors/hospitals are going to recoup money any way they can.