2017/2018 Tacoma

[bulldog]

Well depriciation is really only a concern if you plan to sell the car in the next few years; don't get it as cars are horrible investments (if you can even call them that; more just a "product" that will lose value). Unless someone is leasing I don't really get why people don't see they lose so much money just so they can get the "newer" model of a car when they sell every few years. So many people don't realize that if they sell the car and still owe, they just add that on to your new loan; therefore higher amount to pay interest on! Most are just happy they got approved for the loan.


Yes some cars will make the money back, but I'd say that is very rare; either some unique car or you got it really cheap.


I guess that is why I tend to keep cars for many years....plus love no car payments......3 more for me and my 2014 with 15K miles will be paid! Since I was 16 (39 now) I've only owned three cars...all paid off and kept payment free for many years! Just put it towards a house...now there is a great investment!


Considering Damir had his car for so long I would not worry about depreciation all that much since it seems you keep your cars a long time. Although my advice would be to save up to buy a house/condo instead and just get a beater for now.....get some roommates if needed!

[Aaron]

I've made money on 1 motorcycle and 3 cars. The cars were bought cheap, I was smart and knew they'd make money. The bike made money because it was a desirable model that was actually going up in value.

But by and large I'd agree with you, cars in general are shit investments. I've lost money on 5 of those, and 2 motorcycles. But I knew I'd lose that money going in.

Some people, like you bulldog, don't want to throw that money away. Personally I don't mind, it's a passion for me. Some people burn money on clothes, watches, vacations, etc. I spend it on cars/motorcycles. And I'm ok with that. I told my girlfriend, I will have a $1000/mo car or bike payment for the rest of my life. I'm only at 700 right now, so I'm under budget!

[bulldog]

I've made money on 1 motorcycle and 3 cars. The cars were bought cheap, I was smart and knew they'd make money. The bike made money because it was a desirable model that was actually going up in value.

But by and large I'd agree with you, cars in general are shit investments. I've lost money on 5 of those, and 2 motorcycles. But I knew I'd lose that money going in.

Some people, like you bulldog, don't want to throw that money away. Personally I don't mind, it's a passion for me. Some people burn money on clothes, watches, vacations, etc. I spend it on cars/motorcycles. And I'm ok with that. I told my girlfriend, I will have a $1000/mo car or bike payment for the rest of my life. I'm only at 700 right now, so I'm under budget!

Yeah I’ve made money (or broke even) on two of my motorcycles. First one was from Fey Meyers and they kind of screwed me; a used Katana. Second bike I said I was going to save till I had full money. Found a guy going through a divorce and took him cash about $1500 under what it was valued at for a F4I. Kind of a jerk move, but I told him “hey, you’re going through a divorce and most people are not going to bring in cash, therefore it would be reported and your wife would get half. With cash, this is your decision to report it (not my problem)” and he went for it. Rode for a few years and put about 15K miles on it…..in end sold it and made like $500. Next bike I bought from Dana (devaclis) and he was a cool guy who gave me a sweet deal on a CBR600RR. Again rode for a few years and a little over $10K miles on it and then sold it and think I broke even….rode for free all those years is how I feel about it.

You ever see that appraisal car show with Jay Leno? He goes through cars he has bought and gets them appraised and it is amazing how much he makes, but he knows what to look for. Think one episode he had a McLaren that went up in value crazy amounts! For sure it can be done!
Here it is


True, my newest passion has been vacations so I’ve spent a lot of money on them over the last few years I’ll never get back; at least one 7+ day vacation a year. Same with you though it makes me happy and that is what matters. Although you own a house, so at least you did that step first too…good job!

Damn, yeah I’ve never had a car payment over $400 a month. The WRX Limited was about $37K, but I sold my paid car and sportbike and put like $10K down. I do pay $500 a month though. At this point after the car is paid off I’ll be at zero debt (still have house payment, but that makes money in the end). I truly hate financing anything as I am frugal and hate paying interest.

[Sully]

I agree with Bulldog... cars are not investments but can people make money selling them? Sure... My FJ is paid off and I'm not really interested in a car payment, but I would like another luxury vehicle, so we'll see what happens, but there is NO WAY in hell I would have a car payment over $500/600 I would also rather spend my $$ on experiences rather than material things...

[bulldog]

I agree with Bulldog... cars are not investments but can people make money selling them? Sure... My FJ is paid off and I'm not really interested in a car payment, but I would like another luxury vehicle, so we'll see what happens, but there is NO WAY in hell I would have a car payment over $500/600 I would also rather spend my $$ on experiences rather than material things...

I wonder if "experiences" comes with age because when I was younger I thought vacations were a waste of money because in the end you get nothing material. When Dave and Ashli got married I was in wedding so I was forced to go to Playa Del Carmen. We both loved it and since then we try each year for some vacation. Just having a vacation to look forward to helps a a lot, then just being able to see new places has made me more happy than the material possessions I used to think were everything. On my deathbed hopefully I will think of all the vacations I took and the experiences I got over the material stuff I've had.

Damir is probably going to get into the $500+ a month car payment....$37K on a standard loan is usually about $700 a month (depending how much is put down)....yeah too much for my cheap ass. I think his Columbian connections are helping him out

[salsashark]

I agree with Bulldog... cars are not investments but can people make money selling them? Sure... My FJ is paid off and I'm not really interested in a car payment, but I would like another luxury vehicle, so we'll see what happens, but there is NO WAY in hell I would have a car payment over $500/600 I would also rather spend my $$ on experiences rather than material things...

Working like mad to pay off my car... So I can go hunt for another fun car

After selling the Opel, my garage has an open slot... Once I get Keyser's FJ outta there, I'll need another "fun" car.

I wonder if "experiences" comes with age because when I was younger I thought vacations were a waste of money because in the end you get nothing material. When Dave and Ashli got married I was in wedding so I was forced to go to Playa Del Carmen. We both loved it and since then we try each year for some vacation. Just having a vacation to look forward to helps a a lot, then just being able to see new places has made me more happy than the material possessions I used to think were everything. On my deathbed hopefully I will think of all the vacations I took and the experiences I got over the material stuff I've had.

I'll tell you, after spending the last few years travelling all over the world for work (and some for fun), I regret not trying to travel more. When I was younger, it was all about stupid purchases with expendable funds. I should have been putting that money into plane tickets instead of paintball and bar tabs! haha...

Next on my list is to go back to Japan, and actually spend time there instead of a long layover. Hopefully in 2018.

[Kristian]

I wonder if "experiences" comes with age because when I was younger I thought vacations were a waste of money because in the end you get nothing material. When Dave and Ashli got married I was in wedding so I was forced to go to Playa Del Carmen. We both loved it and since then we try each year for some vacation. Just having a vacation to look forward to helps a a lot, then just being able to see new places has made me more happy than the material possessions I used to think were everything. On my deathbed hopefully I will think of all the vacations I took and the experiences I got over the material stuff I've had.

Damir is probably going to get into the $500+ a month car payment....$37K on a standard loan is usually about $700 a month (depending how much is put down)....yeah too much for my cheap ass. I think his Columbian connections are helping him out

Is 0% for 72 months available? Otherwise someone is doing bad math.

[madvlad]

Is 0% for 72 months available? Otherwise someone is doing bad math.

Currently only .9% for 72 months on 2017 Tundras and 2.9% on 2017 Tacomas through TFS. The 0% offers ended on the 2nd unfortunately. May have to wait until the end of the year for better deals.

[bulldog]

Is 0% for 72 months available? Otherwise someone is doing bad math.

Who does math anymore when we have tools for that. 37k with zero down for 60 months is about $667 a month not even factoring in sales tax.
https://www.cars.com/car-loan-calculator/

ive always heard 60 months is the standard loan. 72 months is ok for zero interest but if not your just paying more by extending the loan

[madvlad]

Yeah, they're not willing to budge on price which is bullshit given the truck I'm looking at has been on the lot for nearly a year. Well won't buy until I find the proper price. The 2018 models are already on the lot so don't understand why they're overcharging the truck. I want one but not that bad lol. If not fuck it, I'll keep driving my maxima haha

[~Barn~]

My next car is going to have an "M" or an "AMG" badge on it, methinks. That or the prancing horse of Stuttgart.

[salsashark]

The little horses are good! Quite happy with mine. Definitely wouldn't mind having a Cayman S.

[madvlad]

Isn't the Cayman the one you were looking at barn? That one at the car show that day was super pimp

[Aaron]

All of the new BMW's suck. They've become Toyota Camrys. Actually, I take that back, the Camry is better.

Want a driver's car? Lexus, Cadillac, AMG, or Porsche.

Want a minivan? BMW.

[madvlad]

BMW fucked up on their X1 for sure, made it FWD based so pretty much a countryman, it's idiotic. Their 320 series is uber cheap and expensive as hell for what it is. They're just not as nice in general as they used to be. They're fun to drive but I wouldn't own one.

[madvlad]

For those who have purchased a new car out of state before, how did the taxes and all that shit work? Found the literal exact truck that I want in SLC for literally almost $3000 less, may go get it soon.

[Kim-n-Dean]

For those who have purchased a new car out of state before, how did the taxes and all that shit work? Found the literal exact truck that I want in SLC for literally almost $3000 less, may go get it soon.

Everything is more expensive, here. If you're willing to make the drive, you can get boats, dirt bikes, cars, trucks, pretty much everything for less. Tax is still based on where you live.

[madvlad]

Everything is more expensive, here. If you're willing to make the drive, you can get boats, dirt bikes, cars, trucks, pretty much everything for less. Tax is still based on where you live.

Just wanted to know if the sales tax would be charged at the time of license plates or can they charge it as if when you buy it here at the table, that's all.

[Kim-n-Dean]

Just wanted to know if the sales tax would be charged at the time of license plates or can they charge it as if when you buy it here at the table, that's all.

You can do it however you like. Pay it up front, roll it into your loan, pay it when you get your plates.

[madvlad]

You can do it however you like. Pay it up front, roll it into your loan, pay it when you get your plates.

Sweet, thanks man. Have never bought a car out of state before so just curious if the laws differed or whatever.

[Aaron]

Ride your bike out to SLC, throw it in the back, that's how I'd do it!

Sales tax is done at your bank by your bank, and can be wrapped into the loan, just as if you bought the car here from a dealer.

[madvlad]

Ride your bike out to SLC, throw it in the back, that's how I'd do it!

Sales tax is done at your bank by your bank, and can be wrapped into the loan, just as if you bought the car here from a dealer.

Nah, just going to do everything from here. My friend works at that dealer and told me about the truck. If the shipping cost is doable, I'll just have them ship it to my door

[salsashark]

I've purchased numerous cars out of state... While CO is expensive, at least they don't have an excise tax like MD did. I bought my F150 when I lived in CO, then I moved to MD. Bastards charged me 2500 bucks because I had owned it for less than two years before moving to MD. MD was absolutely brutal. To register the F150 and the Aprilia, I was in for over $3K. Oh, and the truck failed MD safety inspection because I had the front windows tinted. Cost me another couple hundred to have the tint removed, then put back on after I moved to SC.

One other point, when buying out of state, you'll only get a 30 day temp, not the usual 45. You'll also need to get a VIN inspection done, but that's easy. Find your local PD and they'll take care of it. Hell, Douglas County has a semi-retired guy who came out to my house and did VINS for all of my vehicles when I moved back last year.

[madvlad]

I've purchased numerous cars out of state... While CO is expensive, at least they don't have an excise tax like MD did. I bought my F150 when I lived in CO, then I moved to MD. Bastards charged me 2500 bucks because I had owned it for less than two years before moving to MD. MD was absolutely brutal. To register the F150 and the Aprilia, I was in for over $3K. Oh, and the truck failed MD safety inspection because I had the front windows tinted. Cost me another couple hundred to have the tint removed, then put back on after I moved to SC.

One other point, when buying out of state, you'll only get a 30 day temp, not the usual 45. You'll also need to get a VIN inspection done, but that's easy. Find your local PD and they'll take care of it. Hell, Douglas County has a semi-retired guy who came out to my house and did VINS for all of my vehicles when I moved back last year.

Remind me to never move to the east coast then