Which heli company does HPR/MRA use?

[tecknojoe]

In case of emergency, which company does HPR/MRA use to fly people out?
I need to check my insurance before the season

Edit: Here's what I've found

CALL your insurance company. Tell them it's a timed racing event on a closed circuit. There are 2 main companies that fly you out: Airlife Denver and Flight for Life Denver. Ask how your coverage works in case of an emergency

Mine said I'm covered by any company that needs to fly me out, including the ambulance ride. They fly to the closest available facility. I verified my maxiumums and in network vs out of network

[rybo]

This is the outfit the I flew with in May

I did not depart from HPR, but rather from Strassburg, but this is the company that typically arrives at HPR.



http://airlifedenver.com/

[Wrider]

This is the outfit the I flew with in May

I did not depart from HPR, but rather from Strassburg, but this is the company that typically arrives at HPR.



http://airlifedenver.com/

The bright side of crashing in spectacular fashion is that you get a helicopter ride out of it. I've always wanted to ride in a helicopter!

[tecknojoe]

Thanks rybo, good info

I don't want a ride in the copter. Best I can do is make sure that I at least don't get the full bill for it

[rforsythe]

Western Ambulance will call Air Life dispatch. That does not guarantee an Air Life flight, however. There is an agreement between the helicopter EMS companies here to call another one if they can't make it for some reason. It's certainly possible that they'll call AL and Flight For Life will show up, for example.

I've never heard of an insurance company distinguishing between flight medical transport, however. Emergency transport is emergency transport. The only reason they might not cover you is some type of waiver for motorsports competition, but they would generally also deny ground transport at that point as well. That's what you need to be checking your policy for, not worrying about if they'll cover one color of helicopter over another.

[spideyrdr]

Ah, great, another thing for me to be paranoid about. "Yeah, they transported his mangled body back to Denver in a helicopter, and it's gonna cost ya!'

Mostly kidding, it's good you're looking into this shit. Life insurance, accidental death and dismemberment, and general health insurance is something anyone going to the track ought to check out. Having a policy not cover you during non-professional competition would suuuuuuuuck.

[laspariahs]

Ah the joys of the american "healthcare" system.

[rybo]

The bright side of crashing in spectacular fashion is that you get a helicopter ride out of it. I've always wanted to ride in a helicopter!

It's not as glamourous as you might think. In my case I got a really nice view of the ceiling in the helicopter since they had me on a backboard.

I advise against this method of leaving the racetrack.


The only thing more expensive than racing is an unplanned exit from the venue in a helicopter.

[rybo]

I've never heard of an insurance company distinguishing between flight medical transport, however. Emergency transport is emergency transport. The only reason they might not cover you is some type of waiver for motorsports competition, but they would generally also deny ground transport at that point as well. That's what you need to be checking your policy for, not worrying about if they'll cover one color of helicopter over another.

On an interesting note, AirLife was listed as an "in network" provider for my health insurance, and as such they paid a greater portion of the bill (or negotiated a larger discount). That being said, I didn't check to see if the other provider was also "in network", but it's something to consider.

Scott

[spideyrdr]

..they had me on a backboard.

I advise against this method of leaving the racetrack.

Good advice!

[tecknojoe]

Yea see there's a lot of things that seem to be up in the air about this. So I'm going to thoroughly investigate with my insurance

I wouldn't even be surprised if the standard bill AFTER insurance is a couple grand

[Wrider]

Yea see there's a lot of things that seem to be up in the air about this.

[rybo]

Yea see there's a lot of things that seem to be up in the air about this. So I'm going to thoroughly investigate with my insurance

I wouldn't even be surprised if the standard bill AFTER insurance is a couple grand

Probably even more than that. Lets say that my "maximum out of pocket" showed up pretty quickly last May.

[madvlad]

A ride in a helicopter has to be at least what $20k+? The out of pocket has to be the down payment for a house lol

[rybo]

A ride in a helicopter has to be at least what $20k+? The out of pocket has to be the down payment for a house lol

That's pretty close.

[laspariahs]

A ride in a helicopter has to be at least what $20k+? The out of pocket has to be the down payment for a house lol

It's only 20k if you don't have insurance, my insurance co would probably, at most, pay them a grand, from what they negotiated for me in the past. For example I went to the hospital, the hospital wanted 4k, I paid 15 dollars.

So really only those who can't afford it have to pay, it makes sense.

[madvlad]

It's only 20k if you don't have insurance, my insurance co would probably, at most, pay them a grand, from what they negotiated for me in the past. For example I went to the hospital, the hospital wanted 4k, I paid 15 dollars.

So really only those who can't afford it have to pay, it makes sense.

That's weird man cause my stepdad had his son air lifted some years ago and he had one of the best insurances in the market. The ride total cost like $45k and even with insurance and all that crap he still had to pocket out like $12k for that one (of course given different circumstances may change price and what not) but yea.

[laspariahs]

That's weird man cause my stepdad had his son air lifted some years ago and he had one of the best insurances in the market. The ride total cost like $45k and even with insurance and all that crap he still had to pocket out like $12k for that one (of course given different circumstances may change price and what not) but yea.

Well I have a maximum deductible per service of 250 dollars, and I just checked Air life is in network, so it couldn't be more than that.

[madvlad]

Well I have a maximum deductible per service of 250 dollars, and I just checked Air life is in network, so it couldn't be more than that.

I dk, that's what the situation was at that time so not sure if other things within policy or whatever went into play there along with that.

[laspariahs]

I dk, that's what the situation was at that time so not sure if other things within policy or whatever went into play there along with that.

Well the company could have been out of network, which would change to the coinsurance rate I think, which mine is 80/20, so in a 45K trip it would cost me, 9000 dollars.

The insurance system is just a scam. What person with out insurance can afford 9k let alone more?

[madvlad]

Well the company could have been out of network, which would change to the coinsurance rate I think, which mine is 80/20, so in a 45K trip it would cost me, 9000 dollars.

The insurance system is just a scam. What person with out insurance can afford 9k let alone more?

Could've been, didn't know the the circumstances 100% behind it but overheard him and my mom talking numbers and shit lol.... Yea insurances are bullshit for sure.

[rforsythe]

The two companies you'll see at HPR are 99.9% going to be Air Life or Flight For Life. Be in network for those and you're golden.

[sprtbkbabe]

I would highly suggest having additional accidental insurance to cover what your main medical plan does not. I have Aflec and it runs another $40/month.

Then again, I work in insurance and get worse coverage than what my clients see.

[Sleev]

A ride in a helicopter has to be at least what $20k+? The out of pocket has to be the down payment for a house lol

"no thanks, I'll just walk it off"