Help Hammer Pay His Medical Bills
MRA racer #213 Jason "Hammer" Madama highsided during winter testing at HPR and messed-up his elbow pretty bad. He is a self-employed graphic designer and needed surgery. He now has over $200,000 in medical bills, in addition to his regular monthly bills, and is unable to work for about 12 weeks while his arm heals.
Any help you can give is appreciated.
https://www.giveforward.com/fundrais...mer-s-bow-fund
Bob <------ Asshole Nazi devil moderator out to get each and every one of you
- 2002 Yamaha R1 (92K+ miles... bought new) ---------------------------------------->
- 2015 Yamaha Bolt C-Spec (Cafe Racer)
- 2004 Yamaha R6 (racebike)
- 2006 Yamaha R1 (racebike)R.I.P. 502 ~ Everything works out in the end. If it hasn't worked out, it isn't the end.
$200K...Holy sh**! I hate to ask, but no insurance or just really crappy insurance? I only ask as all the recent insurance changes seem to be introducing some questionable companies to the mix.
Best of luck on recovery.
Owner and General Manager - Fun Center Cycles in Durango, CO
_________________________________________
What do all men with power want...more power!
11 BMW S1000RR - Street - Lady on the street
13 Kawi ZX6R - Track - Freak in the bed
13 Triumph Daytona 675R - Wifes bike
2014 MRA 400 Production Class Champion
Can he get insurance? Obamacare said no prior medical/surgical history can exclude you. Just thinkin'.
I would DEFINITELY be looking into stipulations of how he might be able to get coverage from The Affordable Care Act. I'll see about making a contribution too, this definitely sucks for the guy. But on the plus side.. If a elbow specific injury can rack up $200k in med bills, and just a few months of recovery, thank god that he didn't damage more of his body!
~Brandon~
Aprilia RSV 1000 R Factory - "Gemma"
MV Agusta F3 800 - "Amy Lou"
Rattan Fat Bear Plus - "Lynda"
(720) 935-6438
I rarely think of motorcycles without a little yearning. They are about moving, and humans, I think, yearn to move – it’s in our cells, in our desires. We quiet our babies with cyclic movement, and we quiet ourselves by going.
Melissa Holbrook Pierson
I'm trying to wrap my head around the $200k too. I suppose anything's possible. I had a 45min procedure and just the hospital usage was over $8k. So I'd hate to see what it would have been, had I stayed the night.
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09 zx6r
Nate
wow! Did he not have inc.?
Being a racer he'd have to have had it yeah? No way would one do that without it that'd be nuts or really really stooopid.
You are not required to have insurance as a condition to race.
Yeah I knew that but How the hell would ya not have it if you were going to is what I'm saying
it seems like they charged him 5x since he didn't have insurance, shameful
Sorry - I've been busy and haven't had a chance to respond to any of the questions. Here's a little more about the situation:
His bills were closer to $490K (2 surgerys - one was 7.5 hrs - 2 ambulance rides, and 10 days in the ER at $7-$10K per night). He was in between insurance during the off-season, and applying for Obamacare when he had the accident. He does have insurance now, but it only went into effect 1/01/14, and his first surgery was 12/28/13, so it's not covered. He wouldn't race without insurance.
- 2002 Yamaha R1 (92K+ miles... bought new) ---------------------------------------->
- 2015 Yamaha Bolt C-Spec (Cafe Racer)
- 2004 Yamaha R6 (racebike)
- 2006 Yamaha R1 (racebike)R.I.P. 502 ~ Everything works out in the end. If it hasn't worked out, it isn't the end.
Oh my lord...
Here's to hoping that the service providers will work with him. =\
~Brandon~
Aprilia RSV 1000 R Factory - "Gemma"
MV Agusta F3 800 - "Amy Lou"
Rattan Fat Bear Plus - "Lynda"
I rarely think of motorcycles without a little yearning. They are about moving, and humans, I think, yearn to move – it’s in our cells, in our desires. We quiet our babies with cyclic movement, and we quiet ourselves by going.
Melissa Holbrook Pierson
He can expect some fairly heavy discounts if self-paying. There are also some grant programs available...a grant paid a $3k ER bill for me when I was between jobs and had no medical insurance. We have United Ins. at FirstBank. My knee replacement in Nov. with overnite hospital stay was $56k, which was discounted via in-network agreements to $21k. My share of the bill is $1842.
Last edited by FZRguy; Wed Jan 29th, 2014 at 03:02 AM.
John
KTM Duke 690
The only break I received after my accident of 14 years ago was a slow payment plan. I paid every plug nickel of the bill.
$490K???
Screw the doctors, pay his BK lawyer.
It's not necessarily the doctors fault costs are so high and the doctor isn't seeing all that money. I've got a friend whose wife is surgeon. I was joking with him that he must be rolling in the dough. Not so. As a Software engineer with 10 years experience he makes more than his wife. Also the payment schedule and what she had to do to join a firm that is a surgical group was crazy. Too many details to get into, but suffice it to say, doctors coming into the field aren't making a mint....
2016 Honda Africa Twin
2015 Ducati Monster 1200s Stripe
And Freakin' Old
I agree with Bushy, insurance companies run health care in this country. My doctors fee for ACL reconstruction surgery was $3000 (seems reasonable considering he went to Stanford/Yale Med), insurance paid $700. I sometimes wonder how a large orthopedic practice can keep the doors open.
Last edited by FZRguy; Wed Feb 12th, 2014 at 08:13 PM.
John
KTM Duke 690
Median salary for an orthopedic surgeon $333,000. http://money.cnn.com/pf/best-jobs/20...pshots/57.html
I wouldn't worry too much about their finances.
From my exp. with the best orthopedic surgeons, $333,000 should be entry-level, bench warmer status. They do things like this, for no money.
http://www.9news.com/news/article/29...ip-replacement
Last edited by FZRguy; Thu Feb 13th, 2014 at 02:42 AM.
John
KTM Duke 690
Here's the flip side to your link… Its not like anyone can apply to become a "Surgeon"… and here's what they have to deal with...
http://www.cbsnews.com/news/1-millio...ming-a-doctor/
Originally Posted by koop
2016 Honda Africa Twin
2015 Ducati Monster 1200s Stripe
And Freakin' Old
Chapter 13.. Almost 500k.. That would be my ave.
Bk. Sucks but damn. 500k.
Except that student loan debts cannot be discharged in bankruptcy. And the medical industry is a prime example of how industries exempt from anti-competitive laws suck the life out of society. Eliminate those exemptions and the costs of medical care would plummet by a factor of ten almost overnight.
Formerly MRA #211 - High Precision Racing
"A strict observance of the written laws is doubtless one of the high duties of a good citizen, but it is not the highest. The laws of necessity, of self- preservation, of saving our country when in danger, are of higher obligation. To lose our country by a scrupulous adherence to written law would be to lose the law itself, with life, liberty, property, and all those who are enjoying them with us; thus absurdly sacrificing the end to the means."
--Thomas Jefferson
welcome to the new (same as the old one) America
Right.
Stay away from Liberal Arts. The earning to debt ratio of paying the loan is a quick financial suicide
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