Recently paid off a car that I had purchased in TN. When I moved here, I registered it here. The lien holder (from TN) mailed me the title from TN. Will I be getting a CO title? Will it come from the DMV or the lien holder? Do I have to go down to the DMV and apply for a CO title, or can I just live with a TN title? I really don't want to pay any kind of CO title if I don't have to, the DMV screws us here enough as it is.