How do they work?
I got hit today on the triumph, and am going to visit the Dr and call insurance companies first thing tomorrow.
I have never been in an accident, so I don't really know how this is going to go down. Anything I should be aware of before I get started?
The at fault party's ins company is Young America fwiw.
I am assuming I am going to call to file a claim, and they will either send an adjuster out, or have me take it to an adjuster. From my estimate, it looks to be about ~$700 in factory parts, but I guess I will have to wait and see what they say. The $1400 exhaust has a ding in it from where my foot broke the rearset off and hit the pipe, but I doubt I will get anything for that. Yes it is a 7 year old bike with 34k on it, but it was nearly perfect before the accident.
Are they going to try to force me to take it to "their" shop for repair, because to be honest, I know people who work at most shops, and most of those people have no right holding a wrench, let alone trying to use it on my bike. Or will they just cut me a check for what they see fit and send me on my way?
I honestly just want to fix it asap so I can finish out the riding season (as long as my foot isn't broken). Thats another thing, I declined an ambulance ride, but am getting checked out tomorrow, if I incur any medical costs, will it be from my own pocket?
Thanks!